The notion of needing protection from the impact of a car accident or a fire at home is something most of us learn with the purchase of our first vehicle and
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As we age, the odds of incurring an injury or major illness, which will prevent us from performing simple daily functions, increase substantially. Today, one in
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For most people, buying life insurance is difficult enough, even when it’s done right. But when it is done with only one eye open, or haphazardly just to ‘get
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Before attempting to answer this question, you must have a thorough understand of exactly what you are insuring. The purpose of life insurance is usually to
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The decision to buy life insurance is one of the most important a person can make in their financial lives, and buying a life insurance policy can be one of the
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It happens when you least expect it - a fall from a ladder, a skiing accident, a serious illness- no one plans to become disabled. As a result, very few people
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1. Underestimating the Odds of Becoming Disabled
The risk of a disabling illness or injury that prevents a worker from doing his or her job is more
For anyone who has dealt with an aging parent or grandparent the concept of long-term care is likely a familiar one. Those unfortunate enough to suffer from
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Any protection strategy that focuses only on insurance can leave you and your family vulnerable to the threat of a legal system which doesn’t necessarily share
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The one thing of which we can all be certain of, is change. Life happens every day and, as a result, we are constantly assessing our situation and changing our
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Asking “how” to buy life insurance presumes that you’ve moved beyond the “why”, which is a big leap forward; however, it’s not quite as easy to answer.
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Although whole life insurance, in its present form, has been around for over a century, it remains somewhat of an enigma for people who want to buy permanent
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