If you have read any literature on retirement planning or have received advice from a financial professional, chances are you were presented with the 70% rule
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The decision to buy life insurance is one of the most important a person can make in their financial lives, and buying a life insurance policy can be one of the
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It’s no secret to any parent with aspirations of paying for their child’s post-secondary education that the cost of doing so is quickly inching beyond the reach
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It happens when you least expect it - a fall from a ladder, a skiing accident, a serious illness- no one plans to become disabled. As a result, very few people
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1. Underestimating the Odds of Becoming Disabled
The risk of a disabling illness or injury that prevents a worker from doing his or her job is more
For anyone who has dealt with an aging parent or grandparent the concept of long-term care is likely a familiar one. Those unfortunate enough to suffer from
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Most people looking to implement a financial plan are making decisions with the long-term in mind. While what “long-term” means tend to vary depending on
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Any protection strategy that focuses only on insurance can leave you and your family vulnerable to the threat of a legal system which doesn’t necessarily share
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The one thing of which we can all be certain of, is change. Life happens every day and, as a result, we are constantly assessing our situation and changing our
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Asking “how” to buy life insurance presumes that you’ve moved beyond the “why”, which is a big leap forward; however, it’s not quite as easy to answer.
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Although whole life insurance, in its present form, has been around for over a century, it remains somewhat of an enigma for people who want to buy permanent
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The decision to buy life insurance is one of the most important that we can make in our financial lives. It requires careful consideration of our needs
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