Saving money versus paying off debt is an age-old quandary that has plagued people since the advent of consumer debt. Posing the question to a group of
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People spend a lifetime accumulating assets and building an estate with the intention of passing it on to their heirs or charitable beneficiaries. Without
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For many Canadians, building true wealth might seem unobtainable, or even illusory considering that many people, who very recently were sitting on six and seven
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For most people, buying life insurance is difficult enough, even when it’s done right. But when it is done with only one eye open, or haphazardly just to ‘get
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Before attempting to answer this question, you must have a thorough understand of exactly what you are insuring. The purpose of life insurance is usually to
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If you have read any literature on retirement planning or have received advice from a financial professional, chances are you were presented with the 70% rule
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The decision to buy life insurance is one of the most important a person can make in their financial lives, and buying a life insurance policy can be one of the
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It’s no secret to any parent with aspirations of paying for their child’s post-secondary education that the cost of doing so is quickly inching beyond the reach
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It happens when you least expect it - a fall from a ladder, a skiing accident, a serious illness- no one plans to become disabled. As a result, very few people
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1. Underestimating the Odds of Becoming Disabled
The risk of a disabling illness or injury that prevents a worker from doing his or her job is more
For anyone who has dealt with an aging parent or grandparent the concept of long-term care is likely a familiar one. Those unfortunate enough to suffer from
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Most people looking to implement a financial plan are making decisions with the long-term in mind. While what “long-term” means tend to vary depending on
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